Thomas D. Fleming is the Assistant Director for the Office of Compliance at the Financial Crimes Enforcement Network (FinCEN).
The Office works to better ensure industry compliance with the Bank Secrecy Act through supporting, overseeing, and working in partnership with the agencies and organizations that examine for Bank Secrecy Act compliance. The Office also tracks the performance of financial institutions experiencing significant Bank Secrecy Act compliance deficiencies. As Assistant Director, Mr. Fleming has overall responsibility for managing these efforts and outreach initiatives to educate financial institution, regulatory, and law enforcement partners on these matters. Previously, Mr. Fleming served as the Assistant Director for the Office of Regulatory Policy at FinCEN. In that Office he oversaw the issuing of Bank Secrecy Act (BSA) regulations and guidance to interpret and clarify BSA regulations and policies.
Prior to joining FinCEN, Mr. Fleming was a Senior Compliance Specialist with the Office of the Comptroller of the Currency where he developed Bank Secrecy Act/anti-money laundering policies and examination procedures and provided authoritative advice and guidance on these matters.
Prior to joining the Comptroller's Office, Mr. Fleming was the Deputy Assistant Director of FinCEN's former Office of Compliance and Regulatory Enforcement where he reviewed, analyzed and advised on Bank Secrecy Act regulations, rulings and policies and supervised civil penalty investigations of BSA violations.
Mr. Fleming also worked as a Program Analyst for the Treasury's Office of Thrift Supervision providing educational programs and compliance assistance to savings associations. Before joining the federal government, Mr. Fleming was a banker for over 20 years.
Mr. Fleming has spoken extensively on these issues to audiences throughout the U.S. and abroad. Besides, Mr. Fleming publishes articles in major magazines like the article in the September/October issue of ABA Bank Compliance (Pages 14 to 17): SARs: Making a difference or Asleep at the Wheel?